Free Financial Independence Tools
31 free calculators to plan your path to FIRE. No signup. No ads. Just tools that work.
Time to FIRE Calculator
FIREHow many years until you reach financial independence?
FIRE Number Calculator
FIREHow much do you need to retire early?
Coast FIRE Calculator
FIRECan you stop saving and coast to retirement?
FIRE Progress Tracker
FIRETrack exactly where you are on your FIRE journey.
4% Rule Calculator
FIREHow much can your portfolio safely generate?
Savings Rate Calculator
SavingsYour most powerful lever for financial independence.
Compound Interest Calculator
InvestingSee how your money grows over time.
Investment Fee Calculator
InvestingSee how fees silently destroy your wealth.
Roth IRA vs Traditional IRA
InvestingWhich retirement account wins for your situation?
Retirement Age Calculator
RetirementWhat age can you retire based on your savings?
Net Worth Calculator
WealthYour real financial score. Calculate it in 60 seconds.
Emergency Fund Calculator
SavingsHow much do you need before you start investing?
Debt Payoff Calculator
DebtSee exactly when you will be debt-free.
Budget Planner (50/30/20)
BudgetingBuild your ideal budget in seconds.
Inflation Calculator
InvestingSee how inflation erodes your purchasing power.
Latte Factor Calculator
BudgetingWhat do your daily habits really cost over 30 years?
Freelance Hourly Rate Calculator
FreelanceThe minimum rate you need to charge to hit your goals.
Safe Withdrawal Rate Calculator
FIREFind your ideal withdrawal rate for early retirement.
FIRE Gap Calculator
FIREHow far are you from financial independence? Find out in seconds.
firepathtools.com -- Free financial independence calculators for the FIRE community